Blog Posts in January, 2015

  • Understanding Your Legal Rights Under the FDCPA

    || 27-Jan-2015

    Have you been receiving harassing phone calls from creditors? Has a debt collection agency threatened to contact your employer unless you pay? As a consumer, you have certain rights. In fact, the Fair Debt Collection Practices Act (FDCPA) was specifically enacted to protect you against abusive debt collection practices. While creditors also have certain rights, like the right to inquire about ...
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  • Is Chapter 13 Better for My Credit Than Chapter 7?

    || 20-Jan-2015

    If you have considered filing for bankruptcy, you might be stuck on the question of whether to file under Chapter 7 or Chapter 13. Both forms of bankruptcy have their benefits; not only will you be able to discharge most, if not all, of your unsecured debt, but it would effectively put a halt to creditor harassment and continued collection efforts until the bankruptcy process is over. One factor ...
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